If you’ve been in an accident, an insurance adjuster will most likely contact you. Besides being nice to you, the adjuster will want you to sign a medical authorization form. This will allow the insurance company to obtain not only medical records related to the accident, but also medical records that predate the accident. You don’t have to sign this document.
The adjuster has no legal authority to require you to sign ANY medical authorization form. All she wants to do is to use these pre-accident records against you. She will argue that the injuries you claim to have suffered in this accident are pre-existing.
The insurance adjuster’s main goal is to get your case settled as quickly as possible before you get a chance to even consult with an attorney. This happens all the time to unsuspecting people. The insurance adjuster will pressure you to sign a release which will end the case. The release is an official legal document. It is a contract. It is an agreement which states in exchange for the insurance company paying you a sum of money, the case will be closed, forever.