Articles Posted in Massachusetts Lead Paint Poisoning

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1. Not Filing a Police Report

  • Filing a police report is essential in maintaining a strong case. By providing documentation of the accident, the police report allows for an unbiased third-party account of the incident. It legitimizes the claim the victim has, while also providing effectual evidence in comparison to hearsay from either the victim or the plaintiff.

2. Not Seeking Medical Attention

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Insurance companies like to play games with innocent injury victims. Don’t fall for their tricks and traps. Here are seven insider secrets insurance adjusters don’t want you to know about. 

  1. When Insurance companies tell you that their offer is final, they are not telling you the truth. Nearly every adjuster can get additional settlement authority from a supervisor to settle a case. 
  2. You do NOT have to sign anything. Never sign something an insurance adjuster sends to you without having it first reviewed by an attorney. 
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Cuando se trata de reclamaciones por la causa de accidentes, tener cuidado es esencial ya que la decisión equivocada podría destruir tu reclamo. Como abogado que ha estado representando a víctimas de lesiones personales durante casi dos décadas, me he acostumbrado a cómo funciona el proceso en casos como estos, conocidos como los 5 pecados capitales. 

Para empezar, el primer pecado mortal es asumir que la compañía de seguros está de su lado. Las compañías de seguros están en el negocio con el fin de hacer dinero. A menudo, dificultan el pago a las víctimas de lesiones. Las compañías de seguros sólo te tomarán en serio a ti y a tu caso una vez que se muestren pruebas y sea evidente que vas en serio. La mejor manera de hacerlo es contratar a un abogado para que te ayude, suponiendo que necesite uno para su caso. 

El segundo pecado mortal es dar a la compañía de seguros una declaración grabada. Esto debe evitarse siempre, sin embargo, si usted ya ha dado una declaración grabada a la compañía de seguros, podemos ayudar a deshacer cualquier daño que la declaración grabada puede haber causado a su reclamo.

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When it comes to accident claims, being careful is essential- and the wrong move could wreck your accident claim. As an attorney who’s been representing personal injury victims for nearly two decades-I’ve become accustomed to how the game works in cases like these, known as the 5 Deadly Sins. 

To begin, the first deadly sin is assuming the insurance company is on your side. Insurance companies are in the business of making money. They will often make it difficult to pay money out to deserving injury victims. Insurance companies will only take you and your case seriously once proof is shown and it’s evident that you mean business. The best way to do this is to hire an attorney to help you, assuming you need one for your case. 

The second deadly sin is giving the insurance company a recorded statement. This should be avoided at all costs, however, if you have already given a recorded statement to the insurance company, we can help undo any damage the recorded statement may have caused to your claim.

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There are a number of factors that come into play when an attorney decides whether or not to take on a personal injury case for a client.  Here are some, but not all, of those factors:

1) Has the Statute of Limitations run (it is different for different types of cases)?

2) Was the client injured?

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How Insurance Companies Value Personal Injury Cases

How insurance companies value personal injury casesAlthough no two insurance companies have the same approach, there are some common elements on how insurance companies value personal injury cases.  Here are some, but not all of them:

1) Is liability on the part of the insured person(s) or company clear, and if not, is there any liability at all? An example would be a a slip and fall accident claim.  The insurance adjuster will closely analyze and evaluate whether or not the insured could be considered negligent in causing, or contributing to the accident.

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Massachusetts Personal Injury Cases and Settlement Funding

This is a topic I deal with quite frequently when representing personal injury victims. Often, my clients will call me and tell me the accident they were involved in has financially harmed them so much, they are willing to take a loan out.  For example, suppose the client was riding a bicycle and was hit by a car.  The person may be really injured, racking up medical bills, and maybe lost wages, too.  Sometimes the client will see an ad on television from companies that provide funding to people injured in an accident and that have an open case pending with an insurance company.

The loan is typically financed by a pre-settlement funding company. When my clients ask me about this option, I try very hard to persuade them not to take out such a loan, because the interest rates can be very daunting.  Basically, the way it works is this: the pre-settlement funding company will closely analyze the client’s case, and loan application, and then decide whether or not the case is strong enough to guarantee the company will recoup their money, once the case settles.

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