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Insurance companies like to play games with innocent injury victims. Don’t fall for their tricks and traps. Here are seven insider secrets insurance adjusters don’t want you to know about. 

  1. When Insurance companies tell you that their offer is final, they are not telling you the truth. Nearly every adjuster can get additional settlement authority from a supervisor to settle a case. 
  2. You do NOT have to sign anything. Never sign something an insurance adjuster sends to you without having it first reviewed by an attorney. 
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When it comes to accident claims, being careful is essential- and the wrong move could wreck your accident claim. As an attorney who’s been representing personal injury victims for nearly two decades-I’ve become accustomed to how the game works in cases like these, known as the 5 Deadly Sins. 

To begin, the first deadly sin is assuming the insurance company is on your side. Insurance companies are in the business of making money. They will often make it difficult to pay money out to deserving injury victims. Insurance companies will only take you and your case seriously once proof is shown and it’s evident that you mean business. The best way to do this is to hire an attorney to help you, assuming you need one for your case. 

The second deadly sin is giving the insurance company a recorded statement. This should be avoided at all costs, however, if you have already given a recorded statement to the insurance company, we can help undo any damage the recorded statement may have caused to your claim.

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"Philadelphia" is an amazing film about bias and tolerance.  The film was released in 1993 and I have watched it roughly 10 times.  It was on television recently and I found myself watching the film, being as engrossed as much as I was the first time I saw it.

The movie stars Tom Hanks, who was suffering with AIDS, and who was fired from his job as a gay, high-level attorney working at a downtown Philadelphia law firm.  His partners justified the termination claiming Hanks had mishandled a very significant case.  However, Hanks claimed he was fired because the partners of his firm knew, from visible lesions on his body, that Hanks had AIDS.

Emboldened to make his former firm liable for the discriminatory action they took against him, Hanks searched tirelessly for an attorney to take the case.  He was turned down by multiple attorneys.  However, he finally found a willing attorney when he found Denzel Washington, a Philadelphia personal injury lawyer.  Together, Hanks and Washington collaborate, and take Hanks' former vaunted law firm to trial.

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