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“What is a demand letter?”

Here is a primer from on this very topic:

"The demand letter is the centerpiece of the insurance claim negotiation process. In it, you set out to the insurance company your strongest arguments concerning:

  • what your injuries were and are
  • why the other person is legally responsible for your injuries
  • what your medical treatment was and how much it cost
  • what your income loss was
  • what other damages you suffered.

Your letter should conclude with a demand on the insurance company for a lump sum to settle your entire claim."

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