Published on:

Settlement for Client With Significant Neck Injuries From Car Accident

Settlement for Client With Significant Neck Injuries From Car Accident
Our client was operating her vehicle when she stopped at a crosswalk to allow pedestrians to cross the street.  While stopped at the crosswalk, she was rear ended by another vehicle. Immediately she felt pain.  She would go to the hospital where she was diagnosed with neck pain, as well as a concussion.  Due to the pain she ultimately underwent cervical fusion as she had sustained herniated discs from the accident.
A claim was presented to the at-fault driver’s insurance company.  Unfortunately, that driver only had $ 25,000 in compulsory bodily injury coverage.  After that full policy was paid out, we then presented an underinsured claim with our client’s own motor vehicle insurance company.  That claim settled for the maximum amount of underinsured motorist coverage which she carried under her policy, which was $ 100,000.  However, because she had already collected $ 25,000 from the bodily injury carrier, the most she could collect from the underinsured carrier was $ 75,000.  Therefore, both claims combined settled for the full available policy limits of $ 100,000.
This case exemplifies the need to purchase adequate insurance on your vehicle in the event of a car accident.  While you cannot control what others carry in  bodily injury coverage, you can control what you purchase for underinsured and uninsured motorist coverage.  I always tell people to purchase as much car insurance as they can afford, as there are minimal costs involved with electing for higher coverages.  Contact the Earley Law Group Injury Lawyers today for your free consultation if you need representation for a car accident claim with an insurance company.

Raving Fans
★★★★★
"I find Christopher Earley to be one of the most professional and compassionate attorneys I have ever met. After having a personal injury, what you need is expertise, experience, and especially compassion and kindness. All of these things define Christopher Earley. I highly recommend Christopher Earley and The Earley Law Group Injury Lawyers to anyone that needs a personal injury attorney!" Susan N.
★★★★★
"Great help with my case. Responses are fast and make me feel very well represented. This man is the guy to call." Hugh R.
★★★★★
"Chris helped me with an extremely difficult time in my life due to a car accident. Even after the settlement, he continued to advocate for me when I was receiving collections notices that were not valid. You can feel assured he will do a great job." Angela C.
Contact Information