If my case does go to court, will I have to testify?

If your case does not resolve, then a trial will be necessary. This would be a jury trial overseen by a judge. You, more than likely, will, in fact, need to testify at your trial. What will happen is your attorney will put you on the witness stand for what is called direct examination. Following your direct examination, the attorney for the insurance company will perform a cross-examination. And following that, your attorney will follow-up with a redirect examination of you on the witness stand. Your attorney will prepare you for what to expect during your oral testimony at your jury trial.