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Frequently Asked Questions about Social Security Disability Income 


Will I receive retirement benefits if I obtain Social Security disability benefits and then reach full retirement age? 

When recipients of Social Security disability benefits reach full retirement age, their benefits immediately convert to retirement benefits. A person cannot simultaneously claim retirement and disability payments on the same earnings record, according to the law. 

I’m receiving Social Security disability benefits. Can I go back to work? 

You can work again while getting Social Security disability payments, in other words. You can work under our unique regulations without losing your perks. This also includes a nine-month trial employment period where your job capacity will be examined. 

Does the Social Security Disability Insurance (SSDI) waiting time exist? 

There is often a five-month waiting time once the Social Security Administration determines that you are disabled before we can start paying you benefits. The sixth full month following the day we determine your impairment began, we will pay your first benefit. If you were granted benefits on or after July 23, 2020, there is no waiting time if your impairment is due to amyotrophic lateral sclerosis (ALS). 

What are the differences between Social Security benefits and Supplemental Security Income (SSI)? 

Social Security retirement, survivors, and disability insurance benefits are principally funded by employment taxes. Based on the worker’s wages, the Social Security Administration provides Social Security benefits to qualified workers and their families. Meanwhile, the SSI program is supported by general taxation. 

For more information, please contact us at 617-338-7400.  


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