Massachusetts PIP (Personal Injury Protection) Information

Your PIP (Personal Injury Protection) benefits are paid through your Massachusetts auto insurance carrier. Sometimes, however, your carrier may not pay the benefits until there is a medical record review or an IME (Independent Medical Examination) conducted. This can upset many Massachusetts personal injury victims because after all, your PIP should be paid because that is the coverage you have paid for. But, embedded within your insurance agreement are obligations you have such as submitting to an IME before your medical bills will be paid through PIP.

Therefore, if your Massachusetts auto insurance company does not immediately pay your PIP benefits, don’t worry, because they are not obligated to pay such benefits until you have attended an IME.

One more caveat: Bring someone with you to the IME so you have a witness there that can vouch for what was said and what was not said during the IME.

Nearly twenty years ago when I opened my practice I decided to dedicate my career to advancing the rights of injury victims against powerful insurance companies. Personally, I find great satisfaction in helping good and honest people who have been wronged due to no fault of their own. I am really proud to have earned our clients’ hard-earned trust by running a law firm our clients can always count on to do the right thing.