The intricacies of SSDI

It is important to understand the intricacies of Social Security Disability Insurance (SSDI) in Massachusetts. SSDI is a federally funded program that provides financial assistance to individuals who are unable to work due to a disability. In this post, we will explore the eligibility requirements and application process for SSDI in Massachusetts.

Eligibility Requirements

To qualify for SSDI benefits in Massachusetts, an individual must have a disability that is expected to last for at least one year or result in death. Additionally, the disability must prevent the individual from engaging in substantial gainful activity (SGA), which is defined as earning more than a certain amount per month. In 2023, the SGA limit is $1,310 for non-blind individuals and $2,190 for blind individuals.

In addition to meeting the medical and work requirements, the individual must have paid into the Social Security system through payroll taxes. The amount of work credits required to be eligible for SSDI benefits depends on the individual’s age at the time they became disabled. Generally, a minimum of 20 work credits earned within the last 10 years is required, but younger individuals may be eligible with fewer credits.

Application Process

The application process for SSDI in Massachusetts can be complex and time-consuming. It is recommended that individuals work with an experienced attorney who can guide them through the process and ensure that all necessary information is provided to the Social Security Administration (SSA).

The first step in the application process is to complete the SSDI application and provide supporting documentation, including medical records and employment history. The SSA will review the application and may request additional information or medical examinations. It is important for individuals to be honest and thorough when completing their application and to respond promptly to any requests for additional information.

If the initial application is denied, the individual has the right to appeal the decision. The appeals process involves several stages, including a request for reconsideration, a hearing before an administrative law judge, and appeals to higher courts if necessary. Again, it is highly recommended that individuals work with an attorney throughout the appeals process to ensure the best possible outcome.

Conclusion

SSDI provides important financial support to individuals who are unable to work due to a disability. In Massachusetts, eligibility requirements and the application process can be complex and require careful attention to detail. As legal professionals, it is our duty to assist individuals in navigating this process and obtaining the benefits they are entitled to under the law. If you or a loved one is considering applying for SSDI benefits in Massachusetts, we encourage you to seek the guidance of an experienced attorney. Call our office at 617-444-7777 for more information and a free consultation.