I found the following over at the Taradash Law Firm web site which lists 72 common defenses used by insurance companies to avoid paying money to those injured in motor vehicle accidents. A big thank you is in order to the Taradash Law Firm – an Illinois law firm dedicated to representing injury victims – for compiling such an exhaustive and impressive list. Here are the common insurance defenses in connection with motor vehicle accident claims:
1. Plaintiff vehicle not equipped with headrest. seat belts, rearview mirror. or other safety device and it is plaintiff’s responsibility to provide his vehicle with such devices.
2. Seat belts or other safety devices available in vehicle but not used by plaintiff.