As discussed before on this Blog, if you are a Massachusetts driver and you have been involved in a Massachusetts car accident, your auto insurance carrier is required to pay up to $80000.00 of your "reasonable" medical bills and expenses. However, your auto insurance carrier may also require you, per the terms and provisions of your policy, to attend an Independent Medical Examination (IME), before they agree to pay for any of your medical bills.
Please understand that it is crucial that you attend this Examination. The Examination will be with a doctor, chosen by your insurance company, to examine you physically in order to determine the nature and extent of your injuries, and how much medical treatment should reasonably follow therefrom. The examination should only take about 15-20 minutes. I recommend that you bring a friend or family member with you to the Examination, in the event there is a dispute as to the doctor’s findings.
Good luck with your IME, and please contact me with any Massachusetts personal injury questions you may have.