Following your Massachusetts auto accident, you will be entitled to PIP benefits. Here is a quick primer on what PIP payments you are entitled to:
1) "Reasonable and necessary" medical expenses incurred within two years of your Massachusetts motor vehicle accident;
2) 75% of the wages that you lose as a result of your Massachusetts motor vehicle accident (but, you need a doctor to write a note that you are disabled from work);
3) Funeral expenses;
4) Ordinary and necessary household expenses.
It is your insurance company that pays you these benefits. Or, if you were a pedestrian struck by a vehicle, the insurance company for the driver who struck you is required to pay you PIP benefits.