Yes, you can. It is your homeowners insurance policy which provides liability coverage to you for these accidents. It is imperative that you contact your insurance carrier immediately after the accident. Once you report the event, your carrier will conduct an investigation and will begin communicating with the victim’s attorney. Since the Massachusetts dog bite statute is a strict liability statute, most dog bite and dog attack cases settle without the necessity of litigation. But, If a lawsuit is filed against you, your Massachusetts homeowners carrier will, pursuant to your policy, provide you with an attorney to defend the case.
Therefore, if your dog bites or attacks someone do not worry, because you are insured. If you are not insured, you would be wise to hire a personal injury attorney to defend the case.