Yes, you can. It is your homeowners insurance policy which provides
liability coverage to you for these accidents. It is imperative that
you contact your insurance carrier immediately after the accident. Once
you report the event, your carrier will conduct an investigation and
will begin communicating with the victim's attorney. Since the
Massachusetts dog bite statute is a strict liability statute, most dog
bite and dog attack cases settle without the necessity of litigation.
But, If a lawsuit is filed against you, your Massachusetts homeowners
carrier will, pursuant to your policy, provide you with an attorney to
defend the case.
Therefore, if your dog bites or attacks someone do not worry, because
you are insured. If you are not insured, you would be wise to hire a
personal injury attorney to defend the case.