When Your Auto Accident Claim Is Denied

Car insurance companies, when presented with valid and legitimate car accident injury claims, often deny them. Frequently denials are issued when they should not be.  Of course, some denials are based on legitimate reasons, but many are not.  If your claim has been denied, it is important to know what you can do in response.

when your auto accident claim is denied

Reasons An Insurance Company Denies A Car Wreck Claim

Here are some common reasons car insurance companies use to deny claims for bodily injury:

  • The crash was so minor there could not have been any personal injuries
  • Improper left turn
  • Sudden and unexplained stopping led to a rear end collision
  • For intersection accidents, a failure to stop at a red light or stop sign
  • Sun glare caused the accident
  • Injuries claimed were preexisting and not caused by the accident
  • Improper lane change

Hire A Massachusetts Car Accident Attorney

The most effective way to fight a denial is to hire an attorney for a car accident case. Frequently when a claim is denied, the only way to get the denial reversed is to file a lawsuit.  An attorney can file the lawsuit for you and negotiate a fair and settlement of your case.

Of course if the claim is weak and it appears that you are clearly at-fault, it will be very hard for your attorney to convince the insurance company to settle your case.

For example, if you were given a citation for causing the accident, it will be hard to fight the denial.  Or, if there is a witness that says you were the one that caused the wreck, it will be hard to settle the case.

But if the facts are on your side and a car insurance company has still denied your claim, fight back and get representation.