Articles Posted in Boston Auto Accidents

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Con frecuencia les digo a mis clientes que las compañías de seguros están en el negocio de ganar dinero y cobrar primero en lugar de pagar dinero a los reclamantes que lo merecen. Los ajustadores de seguros están capacitados por la compañía de seguros para utilizar defensas comunes en respuesta a un reclamo que se presenta. Las siguientes son algunas de esas defensas de reclamos comunes que utilizan los ajustadores de las compañías de seguros para contraatacar y resistirse a pagar el valor justo por reclamos justos y legítimos de accidentes automovilísticos.

La primera defensa común utilizada por las compañías de seguros de automóviles es afirmar que hubo poco o ningún daño a la propiedad de los vehículos involucrados en la colisión. Esta es quizás la defensa de reclamos por accidentes automovilísticos más popular utilizada por las compañías de seguros de automóviles. Su argumento es esencialmente que la lesión de una persona dentro del vehículo es poco probable cuando hay un grado o extensión muy pequeño de daño sufrido en el vehículo.

Por lo tanto, afirman que es poco probable que un accidente de tan bajo impacto pueda causar una lesión personal. Por lo general, argumentamos en esa situación que la falta de daño a la propiedad no se correlaciona con la falta de daño corporal a la persona que está adentro. El fundamento de este argumento es que el ocupante del vehículo absorbe la mayor parte de los daños, a diferencia del propio vehículo.

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Cosas que nunca debe hacer después de un accidente automovilístico en Massachusetts

Nadie quiere experimentar la frustración y el dolor que a menudo acompañan a una colisión de vehículos motorizados. En esta situación, es realmente importante no sólo saber qué hacer, sino también saber qué no hacer. Aquí hay algunas cosas que debe tener en cuenta si tiene la desgracia de verse involucrado en un accidente automovilístico en Massachusetts.

Tenga en cuenta que nunca querrá decirle nada al otro conductor después de la colisión. Es posible que intente entablar un diálogo contigo, pero en este punto, es mejor evitar cualquier tipo de comunicación. La razón de esto es que cualquier cosa que le diga al otro conductor podría ser malinterpretado en un momento posterior por una compañía de seguros y / o un abogado, por lo tanto, es mejor simplemente no decirle nada al otro conductor.

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No one ever wants to experience the frustration and pain that can often accompany a motor vehicle collision. It is really important in this situation to not only know what to do but to know what not to do as well. Here are some things to keep in mind should you have the misfortune of being involved in a car accident in Massachusetts.

Keep in mind that you never want to say anything to the other driver following the motor collision. He or she may try to engage you in dialog, but at this point, it’s just best to avoid any communication at all. The reason for that is that anything you say to the other driver could be misconstrued at a later point by either an insurance company and/or an attorney, so, therefore, it is best to simply not say anything to the other driver.

Instead, what you should do is call the local police department. The responding police officer is the one that you should speak to regarding exactly what happened in the accident. You want to be clear to the officer and detailed in describing exactly what brought about the accident. Equally important at that point in time is to take out your cellphone and photograph any damages sustained to any of the motor vehicles involved in the accident.

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Getting Lost Wages Paid After A Massachusetts Automobile Accident

If you were involved in a car crash in Massachusetts, the insurance company that insures the car you were in at the time of the accident will pay for your no-fault benefits.  Payment for medical bills and lost wages are the two no-fault benefits you are entitled to.  No-fault benefits are called Personal Injury Protection benefits in Massachusetts, or PIP.

However, before you may collect PIP benefits, you must complete and sign a PIP application that the insurance company sends to you.  Also, in order to verify your lost wage claim, the insurance company will require your employer to complete a Lost Wage and Salary verification form before they pay you for lost wages.

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How Insurance Companies Value Personal Injury Cases

How insurance companies value personal injury casesAlthough no two insurance companies have the same approach, there are some common elements on how insurance companies value personal injury cases.  Here are some, but not all of them:

1) Is liability on the part of the insured person(s) or company clear, and if not, is there any liability at all? An example would be a a slip and fall accident claim.  The insurance adjuster will closely analyze and evaluate whether or not the insured could be considered negligent in causing, or contributing to the accident.

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This week I had a motor vehicle accident case scheduled to go to trial.  Unfortunately, for the second time, the court either did not have enough judges and/or jurors so the trial has been delayed once again.  The chances of the case proceeding to trial on its newly scheduled date are slim.  Hence, do not be at all surprised if you and your attorney(s) need to go to court more than a few times before you actually have your case presented in front of an actual jury.

Courts in Massachusetts are financially limited and this impacts everything, including trial dates, so be prepared for potentially many, many delays of your trial.

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What Is Negligence?

Negligence in Massachusetts, and in all states, means failing to act reasonably in a situation and causing injury to a person(s) as a direct result.  As a Boston accident lawyer, negligence is the lynchpin of each case my office handles. Whether it be a Massachusetts car accident, slip and fall, or any other type of personal injury case, the injury victim must prove the following elements in order to win a negligence case against a defendant:

1) The defendant owed the plaintiff a duty of care.  This means that the one who caused the injuries had a legal duty to act in a reasonable manner toward the victim.  An example of a duty of care is that we all have a duty while driving not to drive into the rear of the car in front of us.

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Massachusetts Personal Injury Cases and Settlement Funding

This is a topic I deal with quite frequently when representing personal injury victims. Often, my clients will call me and tell me the accident they were involved in has financially harmed them so much, they are willing to take a loan out.  For example, suppose the client was riding a bicycle and was hit by a car.  The person may be really injured, racking up medical bills, and maybe lost wages, too.  Sometimes the client will see an ad on television from companies that provide funding to people injured in an accident and that have an open case pending with an insurance company.

The loan is typically financed by a pre-settlement funding company. When my clients ask me about this option, I try very hard to persuade them not to take out such a loan, because the interest rates can be very daunting.  Basically, the way it works is this: the pre-settlement funding company will closely analyze the client’s case, and loan application, and then decide whether or not the case is strong enough to guarantee the company will recoup their money, once the case settles.

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Massachusetts Personal Injury Deposition Tips for Plaintiffs

Massachusetts personal injury deposition tips for plaintiffsIf you were injured due to negligence, you may find yourself involved in a lawsuit.  If it is you (or your attorney) that filed the lawsuit then you are referred to as the plaintiff and the party you sued is the defendant.

A deposition is a part of the lawsuit process which you may be required to undergo.  Whether it be a car accident case or other type of injury claim, most depositions work the same way.  Note if your case is a workers’ compensation case you will not be expected to go to a deposition.

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